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Do You Know How to Claim PPI back?

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So many of us have been paying for payment protection insurance on our credit cards, loans and mortgages without even realising it.  For the majority of us we may be entitled to £7,000 in PPI payments we have made over the years, do you know how to claim PPI back?

Luckily there are companies who specialise in getting our hard earned cash back for us.  Though you’re probably wondering why this is, but for the past ten years PPI has been offered if you got a new credit card, loan or mortgage.

The majority of the time you weren’t even told if it was included in the amount you pay each month, but there are so many exclusions, that you could be paying for something you will never use.

The payment protection insurance policies have lots of medical exemptions and exclude pensioners, students and self-employed people.  You probably weren’t told this when you took it out and have been paying up to forty per cent more each month for an insurance which you can never use.

Misrepresentation

You probably feel that you have been robbed.  You pay a small fortune every month for this insurance that cannot be used.  This is why UK banks have put millions aside to repay people that have been paying for this type of insurance.

Often people were not even told when the policy was added to their documentation or application, the costs were not clearly explained, the policy doesn’t cover the entire loan amount and they may be excluded so they will never be able to take advantage of it anyway.

How to Claim PPI

Claiming back is easier than you think.  You can contact a specialist company by telephone after checking your loan agreement or credit card statement and seeing that you are paying for the policy.  The company will send you a claims pack for your approval and signature.

Once you’ve signed the claim forms and dated them you post them back to the company who then go ahead and claim your money back for you.

For professional mini crane hire contact The Little Big Crane Company

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The Big Little Crane Company is a competitive mini crane hire company that offers professional crane hire at competitive rates. Based in the Midlands The Big Little Crane Company is able to provide professional crane hire across the UK to cities as far as Manchester, Nottingham, Birmingham and London.

Our comprehensive mini crane hire service incorporates both standard and bespoke services tailored to your individual requirements. We are able to provide you mini crane hire for an individual application or in even for bulk contracts. We have a team of fully qualified and highly-experienced staff at our disposal who are similarly friendly and attentive, and able to cater to your every requirement.

Here at The Little Big Crane Company we have a diverse collection of cranes from you to choose from. Whether you require mini crane hire or spider crane hire we’re certain to match the appropriate crane for your purposes. We have a range of cranes for lifting large dead weights up high or even to move small cumbersome objects on tricky terrain.

Each of the mini crane hire facilities from The Little Big Company are both compact and strong. They can be easily folded into compact units for transportation and sufficiently manoeuvred in between tight little spaces like doorways, corridors and tunnels.

One of the principle uses for our mini crane hire is glass installation. We have our own vacuum lifting device for securely attaching the glass panes and lifting the glass up to the appropriate height. As previously stated the mini crane hire options that we have can be manoeuvred into awkward spaces, uneven terrain or under restricted height situations. Ideal for shop front or construction applications our mini cranes will fulfil your needs with a minimum of ease.

For a look at the complete range of crane hire options that we can provide each of our customers then come and visit us online at: www.liftminicranehire.co.uk.

If you wish to secure the most sought after, efficient and professional mini crane hire which is readily available on the market then we have it all at liftminicranehire.co.uk, including superb spider crane hire!

Advice when it comes to calling in the builders Sheffield

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Most of us will have to deal with builders Sheffield at some time in our lives. Whether you are building your dream home from scratch or are having a conservatory added to your current abode then you will need the help of trained professionals to get it done to the right standard. However there are a couple of things that you should think about when you are going to get the builders Sheffield in:

Firstly it is unfortunate but is a fact of life that there are unscrupulous people in the building trade. You just have to watch a bit of television now and then to hear of horror stories involving cowboy builders Sheffield dumping a bag of cement on someone’s drive and never being seen again after pocketing a £2,000 deposit. Make sure the builders Sheffield you choose have a top notch reputation and many glowing testimonials to ensure you are going with the professionals and not the ne’er-do-wells.

Before you call the builders Sheffield in you need to make sure you have taken care of building consent and planning permission. For any permanent structure in the UK you need to go through the proper channels and gain planning approval from your local authority for any proposed work. In some cases you can get retrospective planning permission but conversely you could be forced to have a new extension torn down because you did not go through the proper process of submitting a plan for approval. Therefore you may have already paid the builders Sheffield and end up with nothing. Therefore before any construction work starts you need to enlist the services of Sheffield architects to produce detailed technical drawings and plans and guide you through the process.

If you are thinking of calling in builders Sheffield for a major home improvement then you should visit Plansandbuilders.co.uk. The firm not only has some of the best builders Sheffield has to offer but also some of the finest Sheffield architects. Therefore if you go with them then you do not have to worry about things like a breakdown in communication between the planners and the builders Sheffield. Visit the company website if you are looking for that one-stop shop when it comes to having building work done.

Builders Sheffield are provided giving the most professional and reliable service for every customer. Plansandbuilders.co.uk also offers Sheffield Architects as well – Visit our website today for more information!

Orbea Bikes

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Global Bike has an outstanding range of Orbea bikes available for everyone: men, women and children; beginners, casual riders to professionals; fun riders, commuters to mountain riders. There is sure to be a perfect Orbea bike for you.

The Orbea bikes range includes bikes for: fun-skill activation, XC all-rounders, leisure-sport range, marathon and mountain bikes. This incredibly eclectic range really does ensure there is a perfect bike for everybody.
Orbea Bikes Range

Fun-skill activation Orbea bikes are the ideal fun learning bikes for kids to develop their riding technique. The XC all-rounder provides top quality bikes made from the finest durable, lightweight materials; made for anything – from mountain riding to commuting, the XC all-rounder is a highly-responsive bike. Orbea bikes leisure-sport range has the cycling athlete in mind, tough and versatile – designed to push the rider to their limit. Also in the Orbea bikes range it their awesome selection of mountain and marathon bikes – unparalleled quality in the toughest environments.
Ghost Bikes

Uniquely built with market-leading technology and stunning detailing in their design, the Ghost bike range includes: road bikes, mountain bikes, hybrid bikes and lightweight city bikes. Ghost bikes fantastic selection offers unbeatable value of all competitive and social models and every Ghost bike is made to the very highest safety standards and are specially-engineered to optimise performance.
Felt Bikes

Renowned for the plentiful quality in each and every one of their bikes, Felt are incredibly innovative and every bike is sure to be wonderfully stylish. Felt combine style and performance like no other bike around.

Felt have pushed the cycling experience to be the best it can be since its conception in the late 1980’s. Every Felt bike is rigorously tried and tested throughout production, ensuring that every bike is completely optimised for performance and ride. There is a fantastic range of Felt bikes available from Global Bike.

For a fantastic range of Orbea bikes at unbeatable prices, please visit the Global Bike website to view our superb range of bikes, accessories and parts. Global Bike specialise in providing only the best quality cycling products at the best possible prices.

Epoxy Flooring is extremely eye-catching

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What is Epoxy flooring?

Epoxy flooring is a type of flooring which is used extensively in industries where it is imperative to have non slip, durable flooring that is affordable, eye-catching as well as robust.  Epoxy flooring is a synthetic resin flooring which can be divided into various types which vary in thickness and surface finish.  Depending on what the end use of the floor is for it can be applied as multi layer flooring or for an extremely durable floor, you can opt for heavy duty resin which is trowel finished, aggregate filled systems effectively impervious throughout their thickness.

Where is suitable for Epoxy flooring?

Education establishments are very suitable for Epoxy flooring and can be applied anywhere from nurseries to high schools and colleges.  The benefits for the education sector in using Epoxy flooring is that it will provide a safe, robust and attractive environment for children to learn in.  Another sector which is perfect for Epoxy flooring is the healthcare sector. This flooring is ideal for this sector because it is seamless and therefore very hygienic.  As well as this it is extremely durable and very easy to clean and maintain.

Where can Epoxy flooring be obtained?

When it comes to Epoxy flooring, there is one name which really stands out in this field.  ACC Flooring Ltd operate nationwide and they specialise in commercial, education and industrial flooring systems.  They provide the very best quality installation service and their after care support is second to none.  As well as being able to provide the most durable and safe finish, Epoxy flooring comes in a wide range of colours and stunning finishes meaning that the area to be covered can be extremely attractive as well.  Why not give them a call today or visit them online at www.accflooring.co.uk to find out more.

Epoxy flooring from accflooring.co.uk is considered to be highly desirable in an extremely competitive market as it is affordable, eye-catching and robust. Our industrial flooring can withstand high pressure!