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Gareth Hoyle

Were You Mis Sold PPI Insurance

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Have you been mis sold PPI insurance? If you are not sure here are a few of the most common circumstances surrounding most of the successful claims which are being made against the banks and the lenders who have treated their clients unfairly over the last ten years. By looking at the most common reasons why people are winning their PPI claims it can help to determine whether you have a strong case and could be one of the millions of UK citizens who qualify for getting their money back.

Reasons Why You Could Make a Claim

The following reasons are some of the most common reasons why you may be able to make a mis sold PPI insurance claim.  However, if you do not think your circumstances are listed it is still worth examining your case further.

1. Your Circumstances were not taken into consideration by the lenders.  There are many reasons why you may not have been entitled to the insurance in the first place.  This would mean that when you came to make a claim on the insurance you would not have received a pay-out.  These circumstances are often related to your employment status or health conditions.
2. The lenders had a duty to explain the details of the payment protection insurance to you before you agreed.  Some lenders failed to even mention the insurance and customers were left making payments without having discussed the purpose of the PPI.  Others were informed about it but the costs and the terms were not properly disclosed. So people were taking out loans for the insurance without knowing that the loan was required in the first place.
3. Other lenders were very sly when they mis sold PPI insurance. Instead of letting their customers know that they had a choice in the decision, many felt that they had to take it or they would not qualify for the loan, credit card or the mortgage they were applying for.
4. Many individuals who took out the insurance were not aware that their policy would not cover the duration of the loan.  Some customers also found that the entire amount of the loan was not included in the policy.

If you are unsure if you have a case contact mis sold PPI insurance claims solicitors.  They will be able to discover if you have good reason to make a claim and let you know if they think you stand a chance to be compensated.

Blue Bell’s vertical blinds are as diverse as they are affordable

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Here at Bluebell Blinds we have one of the largest selections of blinds you’ll find anywhere. Sure to give your home that prestigious look without having to completely change the decor our range of blinds are as aesthetically pleasing as they are functional and affordable.

Whether you have a contemporary or traditionally-designed home our vertical blinds slot perfectly into a number of different living environments with a minimum of fuss. Our extensive collection includes standard vertical blinds, wooden Venitian blinds and superior blackout blinds. With a range of colours and styles to choose these blinds will fit the decor of any home.

Bluebell Blinds vertical blinds are the obvious choice to dress any window. Our collection includes a number of soft and neutral colours, plain colours or beautifully jacquard patterns sure to appeal to everyone’s tastes. All of these vertical blinds are finished on slim and stylish aluminium hand rails and offer a choice of opening options.

Each of our vertical blinds products that we supply are custom made to your personal requirements. We use only the finest materials to finish the blinds. All of the materials are made from one hundred percent polyester fabric louvers and are hand-sewn with top and bottom pockets complete with weights and stabilising chain. The robust, yet stylish slim line rail of these vertical blinds is manufactured from white power-coated aluminium using only quality components to ensure a smooth and easy glide. The vertical blinds themselves are sold with fixing brackets and full installation instructions included and start at only thirteen pounds and nine pence.

If you’d like to find out more information about our business, vertical blinds, or indeed wooden Venitian blinds, to view our extensive collection of products or take advantage of our special offers like free delivery on any orders of over ten pounds, or to purchase any of our range online then simply come and visit us online at: www.bluebellblindsdirect.co.uk.

Vertical blinds have to be robust and resilient if they are to be considered highly desirable. At bluebellblindsdirect.co.uk we supply the most extensive assortment of first rate wooden Venitian blinds!

Do Logbook Loans Require Credit Checks?

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Logbook loans are designed as a short term, emergency loan. They can provide you with up to £50,000 in cash using the value of your car as security for this loan. You can use the money for any purpose and the speed with which you can have access to the cash makes it perfect for essential house repairs, forgotten bills, and other emergency payments. What’s more, with logbook loans, you don’t even need to undergo a credit check and you get to continue using the car throughout the term of the loan.

The application process is designed to be quick and simple. Fill in an online form for a decision in minutes, or visit your local logbook loan branch to receive even quicker access to the money that you unlock. You will need to prove that you own the car and have the means to repay the loan, otherwise logbook loans are very quick and easy to apply for.

Finding loans and other forms of credit if you have a chequered credit history can prove especially difficult. Banks and other high street lenders are reluctant to lend to consumers with anything but a perfect credit history and this means that you may not be able to take advantage of an overdraft, personal loan, or even a credit card. Logbook loans are different.

Logbook loans are secured against the value of your car and this means that the lender has the increased confidence to lend you money. As such, they will not usually force you to undergo a credit check and as long as you own your own car in good condition and you have the means to meet monthly repayments you should be able to borrow between £500 and £50,000 in cash using a logbook loans company.

Logbook loans are quick and they are convenient. You can continue to use your car for everyday use even while you make your repayments and you don’t need to undergo a credit check. Even if you have a poor credit history, littered with CCJs, arrears, and defaults you will be able to access the funds from a logbook loan.

LondonLogbookLoans.co.uk provide a quick and easy method of borrowing up to £50,000 using your car as security. Apply for logbook loans now and receive a decision within minutes.

How to get the best out of oak skirting

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Oak skirting makes an ideal addition to all sorts of rooms. A versatile fitting, it is ideal for finishing everything from entrance hallways to dining rooms and even bathrooms. There are also many accessories which can really complement it. With that in mind here is some need to know information about oak skirting and some tips on how to get the best of it:

Ask any hardwood timber suppliers and they will tell you that oak skirting is worth investing in. Of course when it comes to wood few materials are more desirable than oak. It has a reputation for being extremely strong and long lasting as well as easy on the eye. Indeed a simple coating of varnish on your brand new oak skirting can be enough as it is naturally aesthetically pleasing. However many people prefer to have their skirting board painted. A white gloss finish is understated and is very popular but you can choose any colour which is in-keeping with your particular colour scheme.

Oak skirting is ideal if you are going to go with wooden flooring. Original floorboards as well as laminate installations are ideally topped off with top notch wooden skirting. If you are going for a minimalistic design then things like glass coffee tables complement oak skirting. However if you wanted a more homely vibe then colourful and textured soft furnishings are better for rounding off the look.

Although oak skirting is attractive it should not be the focal point of a room. Things like mirrors and framed pictures should be used for decorative purposes and things like fireplaces also serve a function as well as looking nice.

What hardwood oak timber suppliers provide high quality oak skirting?

If you are on the hunt for oak skirting then you should take the time to find one of the hardwood timber suppliers which provide high quality products at competitive prices. One such supplier can be found at Southgatetimber.co.uk. The company stocks eye catching and attractive products of the finest quality so visit the website if you happen to be in need of any further information.

Oak skirting has to be eye catching and attractive as well as resilient if it is to be considered desirable and sought after. Southgatetimber.co.uk is well known for being the finest hardwood timber suppliers!

Plant Craft has the best selection of individual cowhide rugs and other soft furnishings

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Planet Craft specialise in the import and supply of a variety of soft furnishings to make any house a home. Whether you looking for cowhide rugs to decorate any living area of the home, or Brazilian leather beanbags to park yourself after a hard day at the office, and everything in between we you really must have a look at our range of products.

All too often today people choose to decorate their home with generic flat pack furniture and mundane soft furnishings. Not only are these mass produced furniture and soft furnishings notoriously unreliable they add absolutely no character whatsoever to your home. A home should be personal. It should say something about you and not look like another page from a catalogue.

This is where Planet Craft can help. We have a diverse collection of reclaimed mirrors, cowhide rugs and other soft furnishings to decorate and individualise your home. Our cowhide rugs are all sourced from animals that were intent for the food industry. Indeed here at Planet Craft we select only the very best hides for our cowhide rugs. Our tannery uses only traditional techniques to ensure that all of the cowhide rugs that we sell are traditionally-made, of the highest quality and will stand the test of time.

Amongst the cowhide rugs that we’re able to provide is the Coco Brazilian hide with tiger print. The base colour is natural honey and these cowhide rugs are dressed in a natural chocolate coated tiger design. With a retail price of just three hundred and twenty five pounds these cowhide rugs make great additions to any living area in the home.

For a look at the complete range of cowhide rugs that we’re able to supply, or indeed any other of our wonder and individual products then you need just come and visit us online at: www.planet-craft.com.
Cowhide rugs are provided with the highest quality along with other fantastic products. Planet-craft.com provides reclaimed mirrors as well at a great price- visit our website today to see our selection!