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Gareth Hoyle

The best Christmas presents for our planet

February 16, 2011 by Gareth Hoyle

Christmas and New Year is a traditional time of giving and receiving, but it is also a time of year that can cause great stress on our planet. One of the best ways that you can care for the environment this festive season is by considering the benefits of renewable electricity for your home.

As the decline in fossil fuels continues and the effect on the environment hits more and more news bulletins with every year, renewable energy types such as wind and solar power are growing in popularity right around the world, including the UK.

Solar Electric Power

Solar electricity is generated by using photovoltaic cells to convert radiation from the sun into electricity.  A photovoltaic cell is made up of one or two layers of a semi conducting material such as silicon. An electricity field is created across the layers when light shines on the cell, allowing electricity to flow. The flow increases with the intensity of the light.

Solar panels are fitted to the roof as part of this process, and they work during daylight hours, with many new houses that are now being built actually integrate such a system in a more seamless manner. Solar power collectors are more useful than is often thought, as they can also function on very cloudy days, which is especially useful right around the year in the UK, and not just at Christmas! Solar power alone is not usually enough to provide for the entirety of a home’s electricity and central heating needs, but it can nonetheless supply a great amount of power.

Wind Power

Another source of renewable electricity for the home is wind power.  The power of the wind is harnessed by wind turbines and used to create electricity. Electricity can be generated in the home with small-scale wind turbines.

Enough electricity can be produced by a small system to power a typical home’s electrical appliances and lights, and the turbines used in such a system are usually referred to as “small-wind” or “microwind” turbines. The wind is caught by the turbines’ large blades and the blowing of the wind forces the blades around, which drives a turbine which in turn generates electricity. And as you’d imagine, stronger winds produce greater electricity.

Make a difference to our planet this festive season by considering the benefits of renewable electricity for your home. From solar to wind, take advantage of the natural resources that don’t negatively impact the environment.

Bella Winterfold frequently writes on the topic of gas and electricity with extensive knowledge in renewable energy.

Filed Under: Business

New Year, New You: Explore Somewhere New in the UK

February 16, 2011 by Gareth Hoyle

Once Christmas is over, with the last of the presents opened and the last of the chocolates eaten, you will want to turn your attention to the New Year. This could include booking a hotel stay somewhere to specifically welcome in the New Year, such as visiting London for the New Year’s Eve celebrations, or you may simply be in the mood to get away from it all with a stay later in January in an undiscovered haven.

Discover the UK

There is a range of locations waiting to be discovered in the UK as part of a New Year break. You could travel to the Lake District, where you can enjoy great scenery and long walks. Alternatively, you could head to Scotland where you could enjoy the Hogmanay celebrations! You could visit the cultural capital, Edinburgh to see the Castle, or Glasgow with attractions that include the Cathedral and Art Gallery. Other exciting places to visit in Scotland in the New Year include Dundee and Inverness.

You could, alternatively, head to Yorkshire, where you can explore the cities of York and Leeds. York is a stunning historic city with fascinating architecture, including the Minster, which is the second largest Gothic cathedral in northern Europe. Also to be found in York are the York Art Gallery and Yorkshire Museum with its four permanent collections covering biology, geology, archaeology and astronomy. Also to be found in York, is the ruinous keep of the medieval Norman Castle. Leeds, meanwhile, is home to such sights as the stunning Victoria Quarter, which is an upmarket shopping area that was designed by theatre architect Frank Matcham and erected round 1900.
Other great places to visit in the New Year include Bristol, Bath, Torquay and Cheltenham in South West England. Bristol’s attractions include the authentically restored decks of the great propeller-driven ship, Brunel’s ss Great Britain, as well as the iconic Clifton Suspension Bridge. The World Heritage Site of the City of Bath, meanwhile, is distinguished by its remarkable Georgian architecture.

North West England

You could also take a New Year break in North West England, home to Manchester, Blackpool and Chester. Book a hotel in Manchester and you can enjoy such attractions as the Imperial War Museum North and a variety of city centre shopping opportunities. Blackpool’s iconic attractions, meanwhile, barely need any introduction and include the Pleasure Beach, the Tower and Blackpool Zoo.

Alexia Leadbetter writes on a range of hospitality related subjects including ways to find a quality hotel in Manchester.

Filed Under: Hotels and Lodging

The Best Paying Accountancy Jobs

February 16, 2011 by Gareth Hoyle

There is a range of well-paying roles in accountancy. Keep in mind that to become a qualified accountant and to reach higher salaries, you must first qualify with one of the applicable professional bodies such as the Association of Chartered Certified Accountants (ACCA), the Institute of Chartered Accountants in England or Wales (ICAEW), the Institute of Chartered Accountants of Scotland or the Association of International Accountants (AIA).

One of the most popular accountancy jobs is that of an auditor.  This post entails checking for efficiency and accuracy within an organisation. If you are an ‘external’ auditor, you will examine financial accounts and will usually be a qualified accountant. External auditors independently review the accounts of a company to ensure their accuracy as well as to make sure that a fair view is shown of its financial position. External auditors also often audit local authorities, civil service departments and other public sector organisations to check how public money is being spent in addition to whether savings are possible. A company’s audited accounts are normally required to be published by law. Qualified external auditors can earn between around £30,000 and £45,000 a year, while those at senior and management level frequently command annual salaries of around £50,000 to £70,000.

A management accountant, meanwhile, is responsible for a company’s financial management and will look after its accounts in addition to finding ways to improve growth and profitability. Management accountants sometimes work as an in-house accountant for one firm, unlike a private practice accountant who offers services in auditing and accountancy to various fee-paying clients. Once qualified as a management accountant, you could earn between £30,000 and £50,000 a year. If you rise to the level of finance manager or director, you can expect a £50,000 to £100,000 annual salary, depending on the size of your company.

Private practice accountants handle the tax and accounts of clients in addition to advising clients on their business finances and carrying out audits. Your clients could be small businesses, larger firms or wealthy individuals. Once qualified, you could earn as much as £50,000, while at senior level you could command as much as a £100,000 annual salary.

You could also work as a public finance accountant. This role involves ensuring that organisations such as local councils, housing associations and government departments are properly spending public money. You could earn £27,000 to £45,000 as a qualified public finance accountant, rising to £100,000 if you are a director of finance in a large organisation.

Bob Blazel writes for a range of job related topics, including skills needed for accountancy jobs.

Filed Under: Employment

The big debate: baths versus showers

February 16, 2011 by Gareth Hoyle

A big debate has long raged between homeowners across the country about the relative merits of having a bath or a shower in your home. Here, we consider some of the advantages and disadvantages of both baths and showers so that you can make the most informed choice for your own household’s individual needs.

Baths offer the obvious advantage over showers in that they offer the luxury of being able to lie and sit down while you wash. Take a bath, and you have the option of soothing yourself amidst the bubbles, taking a long, hot soak and having the opportunity to temporarily forget about your stresses and strains. This makes a bath very popular with a wide range of people, which draws attention to a further key advantage of having a bath in your home: when the time comes to sell your home, the presence of a bath could even increase the value of your property.

Then, there are the advantages to consider of having a shower in your home. Showers offer you a quicker way of washing yourself, which has made them increasingly popular over the years given our increasingly time pressed lifestyles. After all, when you are struggling to get yourself up out of bed on a morning and have limited time to get cleaned and dressed, you are likely to appreciate being able to switch on a power shower that will allow you to save as much time as possible.

Keep in mind, when you are choosing between having a shower or bath in your home, that you do not necessarily need to have only one or the other. There is nothing to prevent you having a small bath beneath a power shower, allowing you to realise the benefits of having both options. Other options for those who ultimately prefer a shower include a wet room or walk-in shower unit.

Your choice will also depend on your own household’s individual needs, together with what seems most appropriate for the type of property in which you live. If you live in a larger house with two or three bathrooms, for example, you are generally advised to keep at least one bath, as it will be required by any small children who may live in the house either now or in the future. Also keep in mind that showers often use less water than baths, which can make them a strong choice if water shortages affect your part of the UK.

If you have ever wondered why some budget hotels have only showers and not baths, consider the amount charged by their business gas supplier to heat the water for hundreds of baths. Showers can be a more economical choice if they are only used for a few minutes. You can also consider your gas and electricity bills when choosing between a shower and bath in the home.

Bella Winterfold frequently writes on the topic of gas and electricity with extensive knowledge in how to find a reliable business gas supplier.

Filed Under: Business

The importance of checking the weather before you drive

February 16, 2011 by Gareth Hoyle

There are so many good reasons why, at this time of year, you should take the time to check the weather before you drive. For England, this can be done by calling the Highways Agency live traffic information service on 08700 660 115.

The obvious reason to check the weather before you drive is because winter is a time of year when adverse weather is most likely to occur. The snow, ice, sleet and storms that so often occur during the winter make it harder to drive. This is the case regardless of how well you have prepared your car for the winter weather by taking such measures as ensuring that you have enough tread on your tyres. No matter how ready your car is to brave the weather, winter driving is still a risk, and in countries like the UK where snow isn’t an everyday occurrence, many drivers are not sufficiently experienced in the conditions and are therefore unable to drive sufficiently carefully.

Winter driving can be incredibly difficult, so you are advised to check the weather first so that you can hopefully wait for an improvement in the weather before you drive anywhere. When driving in snow, it is easy to get your speed wrong. If you drive too fast, you risk losing control, whereas if you drive too slowly, you risk losing momentum when you need it, possibly becoming stuck in the snow. Remember that it can take up to 10 times longer to stop your car when the roads are slippery, meaning that you need to reduce your speed and drive carefully accordingly, even if the roads have been gritted.

Even if you cannot see ice on the road, there may still be plenty of black ice in unexpected places that can cause your car to skid. Winter driving conditions can be made particularly challenging if there is a high risk of ice due to the road layout and location. Hilly or exposed roads or roads that pass over or under a bridge, in addition to those that are shaded by buildings or trees, are all places where ice can very easily form.

The difficulty of winter driving can greatly increase the risk of having an accident. It can hamper visibility, and if you cause an accident as a result of not being able to see clearly due to ice and condensation on your windows, your car insurance premiums could also greatly increase.

References

Directgov (2011?). Safety in extreme weather. http://www.direct.gov.uk/en/TravelAndTransport/Usingmotorwaysandroads/Roadsafetyadvice/DG_185021
BBC News Online (2010). How to drive in snow and icy weather. http://news.bbc.co.uk/1/hi/8443690.stm
Hannah, Felicity (2010). 10 tips for getting your car ready for winter. http://www.moneysupermarket.com/c/news/ten-tips-for-getting-your-car-ready-for-winter/0010548/
Your Cover Insurance (2010). Winter driving tips – preparing for winter. http://www.yourcoverinsurance.co.uk/en/products/car_insurance/hints_and_tips/driving_safely/winter_driving_tips-preparingforwinter.html
Haynesonline (2011?). Drive safely this winter with Haynes. http://www.haynes.co.uk/webapp/wcs/stores/servlet/Feature_WinterDrivingAdviceView?langId=-1&storeId=10001&catalogId=10001
Directgov (2010). Snow and ice – travel and local services updates. http://www.direct.gov.uk/en/Nl1/Newsroom/DG_174618

Hannah Warder is a writer for MediaVest (Manchester) on a range of topics such as car insurance.

Filed Under: Finance & Career

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