Finance & Career

Watches have always been an accessory considered a necessity; however, as time has passed watches are being manufactured with fashion as the main priority. Today, there are a significant number of brands that produce high quality watches in many different styles and designs in order to suit the ever-growing needs of consumers.
Every Watch Serves a Purpose

From sports watches to dress watches, every watch serves a purpose. Either way, watches aren’t cheap and when it comes to maintaining them it is far more cost-effective to replace the battery than buy a new watch.

Choosing a watch is an important decision, particularly as there are a variety of watches to suit individual needs. When it comes to choosing a watch, there are a number of factors which must be considered in order to find the most suitable one. Of course, price is a factor when it comes to choosing a watch. It is imperative to take into account the value and quality of a watch as it is far more cost-effective to purchase a quality timepiece that will last years rather than a cheaper quality watch which is “disposable”.
Replacing the Battery

The watch market varies greatly, from the affordable to the more luxurious Swiss watches that are available. In general, mechanical watches are more costly than quartz watches because of their movements. Depending on the type of battery that is installed in a quartz watch, it usually lasts between 1-1.5 years. Replacing the battery in a quartz watch is far cheaper than buying a new one, costing only a few pounds every year or so. If you don’t want to rely on your watch being powered by battery then you may want to consider an automatic watch which you wind up on a daily basis. Automatic watches usually operate for 24 hours before needing to be wound up again.

As our taste in watches becomes more expensive, you might want to consider purchasing watch insurance in order to protect your investment against accidental damage, theft or robbery. If your watch becomes damaged and there’s no way it can be repaired, watch insurance will cover the costs to replace your watch. If your watch is no longer available on the market then your watch insurance will cover the cost of a replacement up to the original purchase price.

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Christmas is just around the corner and if you’re looking for a Christmas present for the woman in your life then you will know that it is not an easy task! Finding something unique that she will love can sometimes be tricky. Consider pieces of art as a fantastic gift…

Pieces of Art

A piece of art can be a great gift to buy the lady in your life. Not only will she be able to hang it in a prime position in her home, always reminding her of you, but you will also be offering her an investment. Over the years, art can grow steadily in value, especially if it is an (antique) piece by a famous artist, and she may well come to own a very valuable painting in the future.

There are certain things you need to establish before jumping in and buying your loved one a piece of art. Firstly, it is important to understand what type of art she likes. Does she like modern art or traditional landscape paintings? Perhaps sculptures are more her thing? There is no point spending a lot of money on a piece of art if she is just going to shove it in the cupboard out of her sight!

You also need to work out if there is sufficient space in her home for a particular piece of art, and whether the art will match her interior design. It is very unlikely that she will redesign her whole décor to accommodate a piece of art, so to ensure that your gift isn’t going to get placed in the attic in storage, do your research before splashing out on a great piece of art.

The Importance of Art Insurance

Anybody who owns an expensive piece of artwork should understand the importance of investing in art insurance. You may well have home contents insurance, but it is possible that your policy does not cover works of art. Or it may be that the art that you do have has raised so much in value over time that its value is not fully covered by your current insurance, leaving your artwork underinsured. In order to avoid losing a lot of money, invest wisely in art insurance. Pieces of art can be worth a great deal – both financially and emotionally, so do the safe thing and protect your art now.

Looking for Home Insurance? Look no further than Regal Insurance. Specialist insurers for Contents Insurance and Buildings Insurance .

Those who are interested in cheap car insurance are advised to avoid investing in any of the hundreds of vintage cars that took part in the annual London to Brighton Veteran Car Run on Sunday.

The annual event is held to commemorate the first “Emancipation Run” which was held in 1896 to mark the passing of the Locomotives on Highways Act, which increased the speed limit for “light locomotives” from 4mph to 14mph and meant that vehicles no longer needed to be preceded by a man on foot carrying a red flag. The next run did not take place until 1927, when it was held as a re-enactment of the 1896 run. Since then, it has taken place in November every year, with the exception of the war years and 1947, due to petrol rationing1.

It is an endurance event rather than a race and, as its name suggests, it takes in the 60 mile historic route from London to Brighton. The run was set to start on Sunday at Hyde Park, with the cars leaving in pairs until about 8:40am. The cars were expected to arrive at Preston Park in Brighton from 10:05am.

Cars must be of pre-1905 registration to be eligible for entry and this year’s rally involved more than 500 vehicles setting off from Hyde Park to drive the 60 mile route to East Sussex in the autumnal sun. Organisers of the Royal Automobile Club’s 77th event said that there was an entry list of 575 vehicles, but that some had not even managed to reach the start line.

A spokesman for the rally explained that as all of the cars were more than 100 years old and hence not the most reliable cars, there was always going to be a handful of non-starters in addition to those that suffered a breakdown on the route itself. He added that although some of the participating cars had top speeds of as much as 60mph, most were travelling at around 20mph2.

One of the first vehicles across the start line was a Benz Victoria from circa 1894, while another participant was a 1904 Darracq, which starred in the film Genevieve in 1953, a comedy about two couples who contest the rally. There were even some familiar names among the drivers, including former Formula One driver, Jochen Mass.3

164 marques were represented in the race, with the youngest driver being 18 and the oldest, 91. The last car was expected to cross the finish line at 4:30pm.

Charlotte Walker writes for MediaVest (Manchester) on a number of motor related topics, including ways to compare car insurance .

Here are five classic cars that would make great additions to any car fan’s Christmas list. Remember to seek the best classic car insurance if you are lucky enough to own one! [Read more…] about Five Classic Cars You Would Want for Christmas