Recent research has brought to light that over the past year alone, a potential one million UK households have gone into further debt on a credit card in order to service their mortgage payments or their rent. That’s about 6% of Britain’s homes and in addition to the proportion of households, the findings also suggested that it is those people who are considered to be in lower social groups that are most likely to rely on their credit cards to keep a roof over their head. [Read more…] about Settling debts with your Credit Card is a bad idea
Business
Boiler Scrappage Scheme Goes Live
After the boiler scrappage scheme was initially outlined in the pre-budget report, there has been a swell of support from consumers and industry leaders. Essentially, it follows the same formula as the car scrappage scheme that has proved to be so popular in revitalising the market. The government will be issuing vouchers worth £400 to households with a boiler rated as category G or lower. These vouchers go towards the cost of a new, energy-efficient boiler, as detailed under the scrappage scheme. As of today, the scheme goes live and the hope is that the encouraging response from consumers translates into a positive uptake and inefficient boilers all over the country will be replaced with the latest, most energy efficient models.
The main drive of the boiler scrappage scheme is to cut CO2 emissions at a localised, domestic level and as a result, help the UK to meet the our Carbon emission targets. This is an excellent starting point as figures suggest that domestic central heating boilers account for 14% of the UK’s overall CO2 emissions. A new, energy saving boiler has a rated efficiency in excess of 90%. That means that they consume less fuel and the result is a reduction in carbon emissions. The other key benefit for the consumer is financial. The reduced fuel consumption of efficient boilers saves households money in terms of running costs and as such, can be seen as an investment.
In taking advantage of the scrappage scheme and upgrading your G-rated boiler to one which has been awarded an A-rating for efficiency, you can expect to make a saving of around a quarter on your yearly household heating bill. Roughly speaking, the average household that opts to take advantage of the boiler scrappage scheme will save somewhere in the region of £250 a year. Applications have been coming in thick and fast as a result of these savings, both ecological and economic. Applicants will be starting to receive their £400 vouchers as of today.
Unsure if your boiler will qualify? The Energy Saving Trust recommends that homeowners with a gas boiler check to see whether or not it has a permanent pilot light. If you do find that your boiler has a permanent pilot light, it is most likely G-rated. Also, if it’s fifteen years old or older, it’s likely to be eligible for the scrappage scheme and if it’s oil fired and over twenty five years old, you will most likely qualify for a grant too. Financially speaking, the scheme makes perfect sense and no further incentive should be required to encourage you to make the switch. Whereas previously, the expense involved in buying and installing a new, energy efficient boiler proved to be prohibitive; in spite of the doubtless environmental benefits.
Sadly though, the boiler scrappage scheme, which is set to cost the British taxpayer an estimated £50m, will only be of benefit to people living in England. For more information on any aspect of the scheme or advice on the potential implications that it could have on your monthly central heating fuel bill, talk to a specialist at Baxi, trusted industry leaders since 1866.
Author Bio:
This article is written by Baxi highlighting the implementation of the boiler scrappage scheme in England.
No better deal than getting cash for your mobile
Mobile phone design is constantly changing and with increasing demand for new applications to be implemented this change is constantly accepted. The problem then lies in the best way of getting rid of your old mobiles. In the past it was not easily possible for you to readily recycle your old mobile, so storing them or throwing them in the bin was an option.
The end result was that you accumulated a variety of fossil like mobile phones gathering dust and causing you slight distress. However there is now a way that you can get cash for your old mobiles. This method does not require you to pay just to have your old mobile phone removed from you. The key to getting cash for your mobile is that your are not inconvenienced in any way.
A reputable company should not expect you to have to fork out when you are recycling your old mobile phone. There is a greater good that you attend to when you recycle your mobile for cash. Online companies such as www.mazumamobile.com ensure that you get treated well when you contact them in order to get cash for your mobile. A company that works in the mobile recycling business should respect the fact that you are also doing your bit for the environment.
The Q and A of understanding
If you are not sure how the mobile recycling works then talk to them. There is nothing wrong with asking if you are unsure. It is also makes it easier for you to appreciate your own efforts of your cash for your mobile trade. Write down the questions and allow yourself the time to learn something new and useful.
The Article is written by mazumamobile providing Sell My Mobile and Used Mobile Phone Products. Visit the website for more information on mazumamobile Products & Services.
Stunning loft conversions in South West London
It is true to say that the majority of loft conversions in London can take place without first needing to get planning permission. This means that in most cases work can begin swiftly. Planning permission for loft conversions in London is only needed in the following circumstances:
• It is a terraced property where the planned extension will exceed 40 cubic metres
• When the property is located on the junction where two public highways meet
• When the property is in a conservation area
• When the property is an official listed building or is in an area which is considered to offer outstanding natural beauty
• When the property is an apartment or flat regardless of it being converted or whether it was built as a flat
Many clients who decide to present their own drawings of their perceived loft conversion find that at the end of the day the drawing is rarely adequate enough to be submitted to a building control officer and often when this happens it can delay the building project.
There are a great many points to consider before you begin any loft conversions in South West London and only some of these are going to be delivery of building materials and the disposal of waste during the building process. Should you live in a red route area, on a bus route or in a very narrow street the logistics of the operation can be complex.
When you decide to go ahead with any loft conversions in South West London you cannot afford to take the project lightly.
At Landmark Lofts we are the experts who have many years of experience in providing loft conversions in London that meet and exceed expectations. We have our own professional architects who are able to produced detail plans which meet all the specifications of building regulations in your area.
The Article is written by landmark-lofts providing Loft Conversion London and Attic Conversions Services. Visit the website for more information on landmark-lofts Products & Services
The seasoned London commuter knows where to find cheap parking in London
All those experienced commuters to London who spend their daily lives commuting to the ‘big smoke’ with their own car will already know that the only way to secure car parking in London is to pre-book it first.
Pre-booking London parking not only ensures that you have guaranteed car parking in London before you even set off for your journey, but also more or less guarantees that when you secure long term parking in London it is a much more cost effective method of travelling. [Read more…] about The seasoned London commuter knows where to find cheap parking in London