If you have been involved in an accident while on your bike and it wasn’t your fault then you may have a case to claim compensation from the person or group that was responsible. This may be the driver of a car or other vehicle, or in the case of accidents caused by roads in a state of disrepair it may mean your local council or highways authority.
Business-finance
Who Are Gladstone Brookes?
Gladstone Brookes is a UK’s claims company. They have been helping people who were mis-sold Payment Protection Insurance (PPI) to get their money back. At least this is what they are famous for, but they also help people who have been mis-sold mortgages as well, but their main business is still PPI claims.
The Importance Of House Insurance
Your home is likely to be the biggest purchase you make. It will also likely be your most valuable asset and the most important possession you own. That is why it is so important that it should be well covered by a good house insurance policy which will see that it is protected from damage. [Read more…] about The Importance Of House Insurance
The Importance of Shop Insurance
When working in the retail industry it is important to think about shop insurance. When I opened my small shop in my local town I found I had so much to think about that I actually forgot about getting the shop insured. It was a silly mistake which ended up costing me a fortune as the shop was flooded which damaged a lot of my stock.
Be Covered for All Eventualities
Learning from your mistakes is one thing that goes hand in hand with running your own business. I certainly realised the importance of shop insurance from my experiences and I now advise any one I meet to make sure that they are fully covered.
Get Insured as Soon as Possible
I found a great deal on shop insurance on the Internet. There are various policies which you can purchase, all of which are certainly worthwhile. After being flooded in the storm I made sure that I obtained building cover which would protect me in the future if the same thing happened to me again. I also then went for contents insurance which would have reimbursed me for the damaged stock if I had taken it out earlier.
Finally I added retail liability insurance for good measure. Although the policies do mean I am paying out more it is worth it to have peace of mind. The small outlay is worth it if it means the difference between staying in business and keeping your head above water.
Cheap shop insurance doesn’t need to be substandard – choosing one that works best for your company can help you make substantive savings.
Save Money with the Best Retail Shop Insurance
If you would like to make savings on your retail shop insurance I recommend looking online for a better deal. I recently needed to renew my policies and started requesting quotes online to see if I could save some money. I am finding that many of my customers are tightening their belts and so I need to do the same with my outgoings.
By switching to a cheaper retail shop insurance provider I am able to receive the same cover and also save a few pennies each month too. I am not prepared to risk not having any insurance as I have had a few problems in the past which resulted in me needing to make a claim or two. I am certain that I would not have been able to keep trading had it not been for the insurance I had.
Switch Providers and Save Money
I found a great company who were able to provide me with new premiums for both the building and the contents. I asked them for a quote and was surprised how much I would be saving by going with them instead of renewing with my old provider.
When it comes time to renew your policies remember to look online. You can find some brilliant providers who offer retail shop insurance without scrimping on the level of cover or the customer service.
Choosing the correct shop insurance at the correct level can be a minefield of negotiation and estimating. If you make sure you’ve got all the information to hand, you can be more confident in the quotes you are collecting.